The Toni Smith Agency provides Retirement Planning, Life Insurance & Long Term Care Insurance. We serve clients in Castle Rock, Colorado, and much of the US.
Toni, while not a native of Colorado, has been a resident since 1980. She began her professional life as an elementary school teacher and later transitioned into the furniture sales industry. One of her customers introduced her to the insurance world, and in 1987, she became an insurance agent.
She often shared that her husband initially handled their household’s insurance discussions. After their agent left, he would break down the information for her in simpler terms. With her background in education, Toni saw an opportunity to present complex insurance topics in a way that was easy for people to understand.
For the past 27 years, she has been doing just that—helping clients navigate everything from everyday home and auto insurance to more comprehensive matters like retirement planning and long-term care insurance.
Toni and her staff operate from two locations, one in Denver and another in Castle Rock. They are committed to giving every client the time and attention they deserve. With up-to-date knowledge and expertise in today's market, they strive to provide clear and accessible guidance tailored to their clients’ needs.
