I switched to the Toni Smith Insurance Agency a few years ago when I needed to buy a landlord policy. Toni was highly recommended by someone I respect and trust. Even though I've only worked with Toni and Terri remotely, I've been so happy with the service they provide that I've moved all my insurance policies to this agency. Both Toni and Terri have been very responsive whenever I've had a question or concern. They've made sure I have the right kind of coverage and helped me save money where I could. Recently I needed information right away. Toni made a point of getting back to me quickly. She went above and beyond the basics to make sure I'd have exactly what I needed. I'm very happy I found this agency.

I've been a customer of the Toni Smith Agency since 1987! Toni's personal caring and professional attention is reflected in every person I've been in contact with through these decades - their customer service is top notch. I appreciate my reviews and renewals, making sure I have the best products at the best price. I wholeheartedly recommend (obviously). They are my go-to for life!

I have been Toni Smith Agency for more than 30 years. If I need anything Toni and Terry are with me the same day with sage advice and a shoulder to lean on, even a nasty rear-ending. Always looking out for me at all times for Auto and house insurance. Great people. Great service.

As an out-of-state home buyer, the Toni Smith Insurance Agency moved swiftly to help us secure homeowners insurance and bundle our policies for the most comprehensive coverage. Toni far exceeded the concept of responsiveness, making herself available with short notice and jump over obstacles to make sure we would be prepared with insurance before, during and after our move.

We have used the Toni Smith Agency for 20+ years for our home and auto insurance and for my small business insurance. They are excellent. The highlights: they helped our daughters tremendously when they were in car accidents, giving them sound advice on what to do and do next. Both now use them as their agent. They search for the best coverages for our needs considering both what is covered and how much it costs. They review our coverages on a regular basis, because needs change with life changes. They provide sound advice. They stand behind their clients in times of trouble. It is rare to find an agency that can choose between insurance carriers and advise on the best for your needs. We would never choose insurance by picking from a menu online or on a cell phone. Human beings are needed for many decisions in life and insurance is one of them. They navigate the complexities and explain options clearly. The Toni Smith Agency are professional and caring human beings. We highly recommend them!