If you are planning to enroll in Medicare for the first time in 2023, we have a few tips for you. If you are new to Medicare, it may seem like there is a lot to learn and absorb. We are here to help you. Please keep this information close to you, and then call us today; we are always available to answer your Medicare questions.
Medicare was created to provide health insurance for all people 65 years of age or older. It has gone through many changes over the years. Here are a few tips to help you. Remember, we are here to help you understand all the benefits of Medicare and guide you through the enrollment process.
You Have To Set Time To Enroll In Medicare
The first time you can enroll in Medicare is called your Medicare Initial Enrollment Period (IEP). Your Initial Enrollment Period is seven months long. It includes:
1. The three months before the month you turn 65
2. The month you turn 65
3. The three months after the month you turn 65
There Are Two Ways to Get Medicare
- Original Medicare (Parts A & B), the traditional way
- Medicare Advantage (Part C), an alternative to Original Medicare
The Cheapest Price Is Not Necessarily Better
Consider more than the cost of the premium when you sign up for a Medicare Advantage or Medigap plan. Look at co-payments and deductibles, too. The cheapest premium might not provide you with the cheapest overall plan. Also, review a company’s complaint records as well as its financial stability to hopefully ensure that it will be around as long as you plan to be.
This is another reason to have our team help you through the process. It does not cost you any more to have a licensed professional on your team.