As we age, the need for long-term care becomes increasingly common. At Toni Smith Agency, we’re dedicated to helping you plan for that possibility. With long-term care insurance, you can protect your financial future while ensuring access to quality care, whether in your own home or at a facility in Castle Rock, CO.
Long-term care insurance covers expenses related to personal care and medical services that aren't typically covered by traditional health insurance. It offers you the security of knowing that, should you need assistance with daily activities like bathing, eating, or moving around, you won’t have to drain your savings. Call 303-504-4455 to discuss how Toni Smith Agency can help you prepare for the future.
Long-term care insurance can cover a wide range of services, including:
Care services that allow you to remain in your home, including nursing care and personal assistance.
Communities designed to provide personal care while maintaining independence.
Comprehensive care in a nursing facility, including both medical and personal support services.
Planning for long-term care may feel like a daunting task, but Toni Smith Agency is here to make the process easier. We’ll help you evaluate your options and find a plan that fits your needs and budget. Contact us at 303-504-4455 to get started.
Here’s a look at average long-term care costs so you can plan accordingly:
| Type of Care | Average Annual Cost |
|---|---|
| In-Home Care | $53,000 |
| Assisted Living Facility | $48,000 |
| Nursing Home Care | $102,000 |
Contact Toni Smith Agency at 303-504-4455 to learn more about long-term care insurance options and how we can help you prepare for the future. Get started by filling out our online quote request form today.
