When you reach the age where you are eligible for Medicare, you will have a variety of alternatives to consider as you select how you want to be covered on health insurance for the rest of your life.
Should you switch to Medicare Parts A and B and be done with it?
Should you purchase a Medicare Supplement to offset any gaps left by standard Medicare? If so, which policy from which insurance company should you choose?
Should you look for a Medicare Advantage Plan in which you entrust your medical care to a local HMO?
There are numerous companies that provide Medicare Part D prescription drug coverage. Which is the best option for you?
If you meet with a local, qualified agent to discuss your specific circumstances, you have a higher chance of making the right option. If you buy a Medicare Supplement plan on your own or through an authorized agent, the premiums are the same. You'll also have someone to assist you with claims queries, billing issues, and other issues as you utilize your plan.